Anyone out there unraveled the Medicare site? Talk about un-user-friendly (user-un-friendly?). I have to pick out the rest of my coverage. I list my numerous medications and it provides me with many choices for supplemental insurance. But it won’t let me enroll. Argh! So I wait a few days. I have to go through the same tiresome, tedious process. This time I get different choices, but I am finally able to enroll in a plan. I later discover the one I chose has almost NO specialists in the area where we will be moving. Of course, I had picked the cheapest insurance, but I didn’t see anything else affordable.
So I did a little more digging and found a few other plans. Plans that did not show up on the list provided by Medicare. At least I didn’t see them, but as I said, the site is hardly easy to move around. This time I figured I would call. They called me back this morning and talked about their plan. They will email me the enrollment forms. Now I will cancel the other plan. This new plan sounds so much better. But again, I can’t access the provider list unless I am enrolled! That’s the First thing people want to know…whether their doctors are on the plan. Still the lady on the phone looked up the area and specialists I will need and told me there were numerous choices, all in town. She was also able to tell me my current doctors are not on the plan. The only one I might’ve wanted to keep was my neurologist. It would’ve been a drive to see her, but it already is. But she’s not part of the plan.
I with my move I’d have to change anyway. Still I think this is a better plan than the one I selected and enrolled in. I hope it’s not going to be as difficult to cancel as it was to enroll. It costs me more, but it’s not too bad. And it’s loads better than the drug coverage I would get through Medicare, and costs me less. Some of my medication co-pays would have been $75 – $90 per month! Now they will be $15. And when you take 6 drugs, that really adds up!
All in all I guess it will be ok. There is going to be a lot of adjustments, new insurance, new rules, new doctors. At least I’ll get the provider list before July, so I can start calling doctors to see if they are accepting new patients or not. My coverage starts July 1, so I’ll have some time to interview some and make an educated choice.
Somehow this is probably the most difficult move we have made. So many things going on. So many changes. Son won’t be living with us any more. All our doctors will be new, the city will be sort of new. It’s where Husband grew up, so it’s not totally foreign. Soon we will start packing and really selling the items we can. Packing for two households. Moving from one place to two. Not going to be easy. And I’m tapering off one of my meds. Maybe I shouldn’t do that right now. I’m doing ok so far, but with all the upcoming chaos, I’m a little concerned. I see my shrink next week and we will work it out.
((Big sigh)) One thing at a time. 🙂